Note that Florida has an emergency reserve of $17 billion to cover losses — an enviable position that most states do not have and have not worked to have.
There will always be some shakeout following large disasters like Irma and Harvey. Which direction those changes go — is anyone's guess.
I heard former New York City Mayor Mike Bloomberg mentioned on Meet the Press today that it is only in the immediate aftermath of a disaster that the window for making building code changes comes open. Wait six months and nothing will happen as opposition forces marshal their lobbying to stop efforts to make a community more disaster resilient. How true a statement is that! Building back fast and stupid is a national tradition.
Recovery Diva shared the link to the Times article.