We doom people to be continually poor and more vulnerable to disasters when "we" let developers and builders construct homes in the wrong locations that are more susceptible to disasters, a.k.a., flood plains. This is when we double-doom people to struggle to have equity in accessing federal resources.
Then, our rules and regulations that have good intentions trap poor people into not having the insurance they need to qualify for federal disaster relief, not to mention the complexities of our archaic and cumbersome disaster recovery system administered by multiple federal departments.
We are "exceptionally" bad at many things, this being one of them!
Claire Rubin shared the link above.