Unisys also offers e-commerce security using biometrics or fingerprint network-security identification software and hardware products. Biometric products are designed to replace PINs or passwords with fingerprint identification for system and network access.

File and Mail requires Windows 95, 98, NT or 2000. Authenticate runs on Netscape Navigator or Microsoft Internet Explorer.

According to the company, one state is in the process of piloting its Medicaid data and processes using SP File and Mail Security.

Additional information is available by contacting Unisys

E-Commerce Integration

With the extraordinary introduction of new technologies, business models and the revising of fundamental intra- and inter-enterprise business processes, application integration has become more diverse and more difficult to manage.

Geneva is an enterprise application-integration tool that gives enterprises, systems integrators and independent vendors the power to access mission-critical data no matter where it resides on corporate enterprise networks. It is suited for Web access and integration, office integration and legacy/package software, e-commerce integration, etc.

According to Greg Lomow, Geneva integrator product manager, "Geneva serves as ... a bridge between your Web server and core-processing system and the core-processing system of your trading partner. It supports customer-to-business and business-to-business e-commerce."

It runs on Windows NT or 2000 and supports XML messaging as a built-in data format and allows other data formats to be converted to XML automatically.

According to the company, Colorado is currently using the software.

Additional information is available by contacting Level 8 Systems Inc. at 919/380-5245.

Payment and Collection

Cardservice International provides all the necessary tools for processing bankcards, ATM/debit cards, travel and entertainment cards, check guarantees and business-to-business authorizations.

In April 1998, Cardservice International announced Electronic Benefits Transfer (EBT) as another product for new and existing merchants. EBT programs are becoming increasingly popular as states replace benefit checks and paper food coupons with plastic EBT cards. These benefits must be processed through point-of-sale terminals at retail, grocery and convenience stores. Retailers wishing to participate in the EBT program must be equipped with a terminal, printer and PIN pad.

EBT is expanding dramatically. Over half of the states will be operating EBT programs by the end of the year, and projections show that all 50 states will be delivering benefits via EBT programs by Oct. 1, 2002. Programs such as unemployment, government pensions, Medicare, and Medicaid will be added to the card in the future.

Additional information is available by contacting Cardservice International Inc. at 800/456-5902.

Online Payment Processing

CyberSource provides an easy and simple way for sites to accept credit cards or other payment methods. It provides secure payment-processing functionality and direct links to banks and credit-card processors worldwide.

All payment information is transferred from the commerce site to CyberSource using the Simple Commerce Messaging Protocol.

The customer payment information is encrypted to prevent alteration or tampering. Further, the message is authenticated to verify the identity of the partners sending and receiving the payment-processing request.

Each of these measures ensures that payment authorization and settlement are handled with the utmost security.

The software comes in Windows NT or UNIX versions.

Additional information is available by contacting CyberSource Corp. at 408/

556-9100.

Electronic Billing

CheckFree allows users to write a check online, pay bills electronically, receive bills electronically and monitor their own account activity to find out who got paid when.

Additional information is available by contacting CheckFree at 678/375-3000.

Purchasing and Bidding

Way2Bid provides interactive purchasing and biding services over the Web.

Users can generate requests for bid/quote, requests for proposal, terms-boilerplate, bid tabulation spreadsheets, purchase orders and invoices.

Additional information is available by contacting