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Proof of Insurance? Soon Ohioans Can Just Pull Out Cellphone

The new state law means drivers can use cellphones, digital assistants, computers, tablets or any other electronic device to show proof of coverage or other financial responsibility.

(Tribune News Service) -- A new state law soon will let drivers prove that they have insurance coverage with their cellphone or other electronic devices.

The law, which goes into effect March 23, formally puts in place what already has become the practice of many insurers, courts and law enforcement agencies. Many have been accepting electronic proof of insurance or other proof of financial responsibility along with the paper insurance cards that many drivers have carried.

“Our customers want it. That’s why we support it,” said Dan Kelso, Ohio Insurance Institute president. “It’s the nature of the beast these days. People want to show their proof in a form in which they are familiar. Cellphones and smartphones are an instrument of choice.”

Kelso said most insurers already are providing policyholders with proof of coverage electronically and the rest are heading in that direction.

The law means drivers can use cellphones, digital assistants, computers, tablets or any other electronic device to show proof of coverage or other financial responsibility to traffic violations bureaus, courts, the Bureau of Motor Vehicles and law enforcement.

“Permitting motorists to use technology to show proof of financial responsibility is a common-sense step forward for Ohio,” said Lt. Gov. Mary Taylor, who also is the director of the Department of Insurance. “This modification will save time and money benefitting consumers, law enforcement, court personnel and insurers. I commend the work of the Ohio legislature for supporting this change to the process of providing proof to better align with current market realities.”

Paper versions of proof of insurance will continue to be accepted, and the state is encouraging drivers to keep an updated copy with them at all times.

©2015 The Columbus Dispatch (Columbus, Ohio) Distributed by Tribune Content Agency, LLC