A never-ending story of wildfire and destruction.
While I've spoken of the need to "retreat" from the coast due to sea level rise, the same may be true of homes situated where they are exposed on an annual basis to extreme fire threats.
This is a quote from the linked Washington Post article below, "In Los Angeles, a red flag warning is up through Friday evening along with a heat advisory, highlighting conditions that are “favorable for extreme fire behavior and rapid growth.” Temperatures will skyrocket into the mid to upper 90s in many areas, with relative humidities as low as 2 to 5 percent.
Meanwhile, sustained northeasterly winds of 25 to 40 mph, gusting up to 65 mph in the foothills and mountains of Los Angeles and Ventura counties would support fires spreading at rapid pace, if any get started."
These types of fire conditions are extreme and where you chose to live may determine if your home stands or burns.
At the end of the article there is this quote, "It’s part of a clear pattern toward larger, more frequent and destructive blazes, as well as a longer-lasting fire season. And, according to CalFire, “climate change is considered a key driver of this trend.”
You can expect home fire insurance policy prices to escalate rapidly as annual losses from fires begin to mount. And, there isn't a National Fire Insurance Program to subsidize those policies like there are for flooding. Not yet, anyway!