We live in a very litigious society. Anytime someone thinks they have been wronged, a law suit is sure to follow. So, what are the responsibilities and liabilities of unreinforced masonry (URM) building owners? If they own such a building, like those identified in this
city of Portland URM database, how do they deal with the risks of being sued when someone is killed or seriously injured in an earthquake that significantly damages or destroys the building that they own?
They can't get off scot free — in my mind. Is there building insurance that covers them? I can't believe that regular property insurance policies would cover a URM facility with the potential liabilities that such a building generates.
Anyone have more information on this topic?
Eric Holdeman is a contributing writer for Emergency Management magazine and is the former director of the King County, Wash., Office of Emergency Management.
