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Disaster Zone Podcast: ‘Disaster Damage Prediction Using AI and Aerial Imagery’

Helping insurance companies price their policies and estimate damages.

Every aspect of emergency management and indeed the “disaster business” will have a technological component to it. In this week’s podcast, the focus is on the insurance industry and their challenge of pricing policies to reflect the increasing risk of disasters due to climate change.

Listen to this Disaster Zone podcast: “Disaster Damage Prediction Using AI and Aerial Imagery.”

As noted in the podcast, this mapping technology has already been used by the Federal Emergency Management Agency (FEMA) to assess damages in a post-disaster scenario.

What amazed me about the imagery technology is the granularity that it can achieve.

As for the property insurance industry in Florida, people are going to be priced out of the housing market due to the cost of insurance. There are and will be individual home policies for $8,000-$20,000 a year. Who can afford that? I’ve already read reports of people who lost homes from Hurricane Ian moving out of the state.
Eric Holdeman is a contributing writer for Emergency Management magazine and is the former director of the King County, Wash., Office of Emergency Management.